Nic Nielsen, CFP®, CLTC®’s Post

As a family, we recently watched the Disney movie Wish. We all really enjoyed it. It got me thinking about what my wish would be. For me, we want our family to... ∙ Love God ∙ Be healthy ∙ Be together ∙ Be kind, helpful, giving, & joyful ∙ Be faithful, patient, & disciplined What do you wish for your family? Cheers, Nic

Tax returns are complicated. ∙ confusion ∙ complexity If you didn't like this year's returns' output, your only option is to change the input. A financial planner can help. In a worst-case scenario, a financial planner can't control the ultimate outcome, but they can prepare you in advance for it. Remember, next year's return is based on what you are doing today. Cheers, Nic

Surprise & Delight ... nothing better I received this in the mail from a close friend. A single "perfect" iconic basketball card that is also a piece of art. Making people feel special and understood is a rare quality. To great friends! --Nic

"Investing is like gambling..." No. Hard Stop. In fact, it is the complete opposite. Imagine going into a casino. The longer you stay, the lower your odds of winning are. Investing in a diversified low-cost portfolio of companies is the opposite of the casino. The longer you stay in the diversified portfolio of companies, the greater your odds of winning. Mindset is everything. Cheers, Nic

When was the last time you splurged? I recently ordered some new custom Nike Dunks Low for myself. I used to feel guilty about spending money on myself, but I'm getting better. ∙ Give to where you are charitably inclined ∙ Invest for your future ∙ Pay your bills ∙ Book your vacations & then give yourself permission to have a little fun. Cheers, Nic

Financial Planning is about being... less wrong. As soon as a financial plan is put into place, it is wrong. There will be certain assumptions that will prove to be incorrect. ∙ Rates of return ∙ Inflation ∙ When life events occur Most importantly, your goals will change. I know my goals have changed over the past decade. Many of our client's goals have changed. Yours probably will as well. The magic happens when you continuously act upon the financial plan for decades & not base decisions on your instinct which can be rooted in greed, fear, or euphoria. Your future financial flexibility depends upon it. Cheers, Nic

Common myths that keep people from seeking professional financial help: • Financial planners are only for the rich • Working with a financial planner is too intimidating • Financial planners are too expensive • Financial planners are for older people If you’re a high-achieving professional and this resonates with you, please consider getting in touch with us. We love helping high achievers establish financial plans and take the stress and worry away from wealth management. Nic #financialhelp #financialplanner #financialadvisor

Q: "We live in a microwave society... How do you handle investors that want it quickly?" Here's a quick clip on how I help educate investors to better prepare them to reap the potential benefits of long-term investing. Enjoy this clip of episode 12 of the Good Til Cancelled podcast with my co-host Corey Keating. Cheers, Nic

I love this quote: “Comparison is the thief of joy” (Teddy Roosevelt) The Joneses have a picture-perfect house with a wonderful yard and a couple of luxury vehicles in the driveway. They always have the latest gadgets, Instagram-worthy vacations, go out to dinner all the time, and just installed a new pool. How can they afford all that? They can’t. They’re broke 🚫 78% of Americans are living paycheck to paycheck. This means that the overwhelming majority of people can’t actually afford the lives they’re living or showing off. You don’t know their entire financial picture, so comparing your family’s situation to theirs is a waste of energy. The person you see driving a shiny new Mercedes could be drowning in debt. You can’t show off your brokerage and bank statements at a stoplight; true wealth is invisible. Let us help you build an unbiased financial plan that will help guide you toward true financial independence. When you’re ready to get started, we’re here for you. Nic #financialhelp #financialplanner #financialadvisor

Why do people call you, what happens in someone's life that typically results in them calling you? "Various life events, "pain points," and age to name a few." There's typically a "spark." Enjoy this clip of episode 13 of the Good Til Cancelled podcast with my co-host Corey Keating. Cheers, Nic