Official Cohort Default Rates for Schools

This page provides cohort default-related information and resources for schools.

The U.S. Department of Education (the Department) publishes cohort default rates based on the percentage of a school’s borrowers who enter repayment on Direct Loan Program loans during a federal fiscal year (October 1–September 30) and default before the end of the second following fiscal year.

For schools interested in taking actions to manage defaults, and for schools required to submit a default prevention plan based on at least one year of a cohort default rate equal to or greater than 30%, refer to the federal regulations at 34 CFR 668.217 and Appendix A within that section.

Cohort Default Rate Information

The information contained in the downloadable files reflects the school's most recent three-year cohort default rate data. Because a school may appeal its cohort default rates, a school's official cohort default rate may change. Instructions on using the downloadable files may be found in the “Data File Instructions and Definitions” link in the card on the right-hand side of the page.

Downloadable Files (Microsoft Excel)

  • Loss of Eligibility due to three years of CDR greater than 30% - No report for FY 2020

  • Loss of Eligibility due to current year CDR greater than 40% - No report for FY 2020

Other Reports

*The Department of Education strives to make all content accessible to everyone. While these documents do not currently meet the standards of Section 508 of the Rehabilitation Act of 1973, as amended, Federal Student Aid is working to create accessible versions. If you need access to these documents before the accessible versions are available, please contact the Information Technology Accessibility Program Help Desk at ITAPSupport@ed.gov to help facilitate.

Last Modified: 11/20/2023 • Published: 10/03/2022