Change Matters
By Comet Cents Money Management
Change MattersDec 07, 2023
Current Financial Events, 2023
Today, two members of the Comet Cents team, Bharath and Nicolas, will be joined by Dr. Steven Haynes, a professor at the University of Texas at Dallas. The topic of today's discussion revolves around current financial events, and the main talking points are inflation and interest rates. We dive into each of these from the perspective of college students, banks, and companies. We highly recommend you check out some sources we mentioned during the episode. Enjoy!
Introduction to Cryptocurrency
Foundational knowledge for anyone interested in the cryptocurrency space! We talk about what it is, the opportunities, and risks that come with Cryptocurrency.
Current Financial Events
What do you think about the current financial events right now? We will talk about new takeovers, downfalls and the others in-between.
Investing 101
The Comet Cents Team discuss the basics of investing and how to get started!
First Gen College Students & Personal Finance
Personal finance advice to first-gen college students.
Tax Tips & Forms
International Student Money Edition
Book an appointment with a Peer-Financial Coach:
https://oue.utdallas.edu/comet-cents
Repaying Student Loans
This week's episode is about repaying student loans hosted by Sandra and Aditya!
Website: https://oue.utdallas.edu/comet-cents
Instagram: https://www.instagram.com/cometcents/
Contact Us:Comet Cents
McDermott Library First Floor
MC 1.413
Telephone: 972-883-2469
cometcents@utdallas.edu
Budgeting Tools: Apps, Planners, and more!
In this episode, we take a deep dive into which budgeting tools we use and how you can use them as well.
Excel Spreadsheet: https://docs.google.com/spreadsheets/d/1-6i8Yws2OjtyKnUxnI9ugLnig46h-uHDbsM41JIGBRg/edit?usp=sharing
Apps: Mint, YNAB, Clarity Money, and Good Budget
We'd also love to thank our listeners! If you have any questions or comments let us know!
Website: https://oue.utdallas.edu/comet-cents
Email: cometcents@utdallas.edu
Instagram: https://www.instagram.com/cometcents/
College Budgeting
Has your college budget started to get a bit tighter? Or maybe you haven't even looked at your budget. Listen in as we identify steps to make your financial goals come true.
Website: https://oue.utdallas.edu/comet-cents
Email: cometcents@utdallas.edu
Instagram: https://www.instagram.com/cometcents/
50/30/20 Rule
50% Needs - shelter, food, utilities
30% Wants - clothing, entertainment, eating out
20% Savings - savings, retirement, investments, emergency fund
Credit
We have a special guest co-host on this podcast, he along with the other hosts share tips on building your credit score and discuss credit cards!
Taxes
This podcast covers the commonly asked questions on the topic of taxes. Listed below are the links that we referenced in this episode that may be helpful for you when filing your taxes.
https://www.irs.gov/forms-instructions
https://www.irs.gov/filing/free-file-do-your-federal-taxes-for-free
https://www.irs.gov/individuals/free-tax-return-preparation-for-you-by-volunteers
https://www.usa.gov/file-taxes
For international students:
If you lived in the U.S. between Jan. 1 and Dec 31, 2019, you must file a U.S. tax for: https://www.utdallas.edu/isso/taxes/
Loans
Change Matters talking about Loans for College!
Budgeting
Young adults take on money management.